RBI Registered NBFC · Since 2016

Empowering Growth Through Trusted Financial Solutions

RBI Registered NBFC delivering Business Loans, MSME Loans, Working Capital Solutions, and Personal Loans with transparency and speed.

RBI Registered NBFC
Established 2016
Transparent Lending
Secure Process
Fast Approval
Why Rakam

Why customers choose Rakam Credit

RBI Compliant

Fully regulated and registered with the Reserve Bank of India.

Transparent Process

No hidden charges. Clear documentation at every step.

Fast Loan Approval

Streamlined assessment for quick disbursal of approved loans.

Dedicated Support

A relationship manager assigned to every customer.

Security Promise

Your safety is our highest priority

At Rakam Credit, we follow strict RBI-mandated security protocols. Stay alert and protect yourself from financial fraud.

Never share OTP

Our representatives will never request your OTP for any reason.

Never share Banking Password

Keep your banking credentials private. We will never ask for them.

No Upfront Fees

Do not pay processing fees to unauthorized individuals.

Verified Channels Only

Trust only communications from our official phone, email and website.

Security shield
Customer Journey

A simple, transparent path to your loan

Five clear steps from application to disbursement.

1

Apply Online

Fill our quick enquiry form

2

Document Verification

Submit KYC and business documents

3

Loan Assessment

Our team reviews your application

4

Approval

Receive sanction letter

5

Disbursement

Funds credited to your account

Plan-o-Meter

Great plans start with well-calculated decisions

Discover your monthly EMI for Personal, Business and MSME loans. Adjust amount, interest rate and tenure to plan your finances smartly before you apply.

  • Instant EMI estimate with total payable breakdown
  • Compare loan types with realistic rate ranges
  • Apply directly once you are ready to proceed

EMI Calculator

Plan your repayments before you apply

₹5,00,000
₹50K₹40L
12.00%
9.99%22%
36 Mo
12M84M

Your EMI*

₹16,607

*Equated Monthly Installment

Total Amount Payable

₹5,97,858

Total Interest

₹97,858

Get instant funds

Ready to Achieve Your Financial Goals?

Apply today and experience transparent, fast and secure lending with Rakam Credit.